This is a list of 20 factors affecting parnassa compiled from "Sefer HaMidos" by Rabbi Nachman of Breslev:
1. Lack of trust in Hashem vs. Trust in Hashem
2. Cruel to others vs. Compassionate
3. Lewdness vs. Shmiras HaBris
4. Alcohol vs. Spiritual Awareness
5. Disdain of Torah vs. Respect of Torah
6. Foul Speech vs. Clean speech
7. Desecrating the Shabbos vs. Honoring the Shabbos
8. Failing to repent for old sins vs. Teshuva
9. Sadness and depression vs. Happiness
10. Ingratitude, especially to Hashem vs. Gratitude and Prayer
11. Stinginess vs. Charity, especially a full tithe
12. Idol worship, blasphemy vs. Strengthening faith in Hashem
13. Immodesty vs. Modesty
14. Anger vs. Patience
15. Judging others severely vs. Judging others fairly
16. Dishonesty vs. Integrity
17. Arrogance vs. Humility
18. Infidelity vs. Honoring one's wife
19. Domestic strife vs. Peace in the home
20. Instigating hate vs. Making peace between people
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